U-Pensure
Happy elderly couple laughing outdoors in a park in Singapore
Official Senior Health Care Advisory

Insurance for your Golden Years, explained simply.

No confusing terms. Just honest, clear guidance on senior integrated shields, care options, and general health policies in Singapore. Let us help you protect what matters most.

Tailored Coverages For Every Stage

Health insurance doesn't have to be overwhelming. Discover simple plans designed to complement your MediShield Life and shield you from unexpected medical costs.

Integrated Shield Add-ons

Gain access to private hospitals or custom wards while bypassing MediShield caps. Perfect for total peace of mind during emergency treatments.

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CareShield & Long-Term Care

Receive monthly cash payouts if you experience difficulties with basic daily activities. Ensures support for domestic assistance and therapy.

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Accident & Mobility Protection

Covers home modifications, mobility device rentals, and outpatient treatments resulting from unexpected slips or fractures.

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Why Families Trust U-Pensure

We understand that looking at policy brochures can feel like reading a foreign language. That's why we built a service that does the hard work of digesting limits, deductibles, and co-insurance for you.

No-Obligation Personalized Screening

We screen plans from major providers in Singapore to find premium rates matching your age bracket.

Direct Assistance For Elders

Our consultants speak plain English and regional dialects to make consultations extremely warm and easy.

Government Policy Alignment

We optimize policies directly alongside CPF Board accounts (MediSave, MediShield, CareShield) to minimize cash outlay.

Senior consultant talking lovingly with an older patient in Singapore

Calculate Estimated Monthly Premium

Discover standard government-approved Integrated Shield premiums depending on your age category and ward preferences.

Estimated MediSave Outlay

Fully claimable under CPF guidelines

S$35 - S$58 /mo
*Note: Premium estimations are general benchmarks and vary based on personal health screening results and underwriting guidelines.

Client Stories Of Trust & Security

Real families, real protection, explained in their own words.

"My father fell last year in Ang Mo Kio. Thanks to the integrated shield advisor recommended by U-Pensure, we didn't pay single cent in cash for his private orthopedic surgery. The guidance was incredibly kind and transparent."

Mr. Tan Ah Seng
Mr. Tan Ah Seng

Son of Retired Teacher, Ang Mo Kio

"As a single retiree, navigating CareShield Life options was terrifying. U-Pensure simplified the entire upgrading system so I could secure high cash payouts without using any physical cash from my bank account."

Mdm. Fatimah Hassan
Mdm. Fatimah Hassan

Retired Nurse, Bedok

Let Us Find Your Best Policy

Completely free comparison report & friendly call to answer all questions.